one step forward, two steps back

Feeling really flat today, just had word from our broker that our finance has not come through for the construction part of our loan, despite having been pre aproved. he has assured us that we will not have a problem getting our loan with bank b. but the hassel of going through the whole process again has really knocked me down. who would have thought having a 20% deposit 3 jobs between us and no debts would lead us to being declined! cant believe it. just when I thought everything was going to start happening with our build, this happens....